With the Reward Benefits, you have four choices for all the extras. Pick one of these categories, and get ready to pile up those rewards:
Travel Rewards
When you can redeem your points for airline tickets, the whole world is waiting for you. The Visa Rewards Card gives you access to award travel ranging from the next state over to the other side of the world, booked with major US carriers. Between 300 and 30 days in advance, you can request your tickets and get planning.
How does a winter getaway to Hawaii sound? Or maybe a summer trip to Alaska. “The sky’s the limit” does not apply here. You can go as far as your travel bug will take you. The tickets available are based on the lowest available published fare, with a few reasonable maximum caps to spending ($340 within the lower 48, and $2,300 to Australia or New Zealand). Once you book, you’re confirmed and ready to fly.
Gift Certificate Rewards
When you know you’re guaranteed to spend a certain amount with a particular vendor or merchant, you can save big by getting your rewards directly to a gift card. Cashback is an alluring option, but if you’re planning on making a purchase from one of the spots that offer gift cards anyway, you can get more bang for your buck. The scale starts at 1,500 points for $10, and the more you spend, the more you make.
Cash Back
If you don’t have a particular place where you’d like to spend, and you just want your rewards in the form of cold, hard cash, you’re covered here too. The conversion rate starts at $5 for only 800 points, and it gets better as the points rack up. It’s pretty hard to beat having the extra money in your pocket at the end of the month. You can spend it on a nice dinner out, pay your bills, or treat yourself to a little something you’ve had your eye on. It feels good to have a windfall and know that you owe it to yourself and your smart spending.
Origination Fees & Interest
Sure, you want to avoid owing interest on a credit card, but sometimes things come up, and it happens. For the ultimate in practicality, knock bills out before they start and put the rewards back toward origination fees or interest you owe on the card. That’s a solid financial decision that you can feel good about any day of the week, and it can help you hit reset on your financial life to make big gains in the future.
To get started earning those perks, click here to apply for the new Visa Platinum Rewards Card from RMCU.
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