We don't answer to Wall Street investors or worry about generating returns for stockholders. Credit unions are invested in local communities and local businesses-- not in the stock market. Our only concern is providing high-quality services and products to our members at the most affordable rates possible. That’s why we return any gains to you through lower interest rates on loans and higher rates on savings.
The for-profit banks don't like our member-driven cooperative model. They are afraid of consumer competition from credit unions and of our commitment to helping grow the middle class, unlike their singular goal of padding banking industry profits. Click here if you are interested in learning more about the credit union difference.
Now, if we want Rocky Mountain Credit Union to stay strong and protect our families' financial futures, we have to ensure credit unions stay top-of-mind for lawmakers in Washington, D.C., and state legislatures. Elected officials hear from bank lobbyists all the time. To match them, we must all step up and tell Congress and state lawmakers the credit union story, that credit unions are a consumer’s safest and best option in financial services, and the strongest advocate for the middle class.
Nothing is more powerful to elected officials than when they hear from their constituents. Your voice, as a credit union member, is more effective than any bank lobbyist, period. As one of 105 million credit union members across the country, your opinion matters.
To that end, on March 14, 2018 the United States Senate Passed S. 2155. The bipartisan legislation, co-sponsored by Senator Jon Tester (D) MT, will significantly improve the financial regulatory framework for smaller institutions. Thank you for being a member of Rocky Mountain Credit Union and making your voice heard.