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Lender Spotlight: Emmie Kleppelid

Rocky Mountain Credit Union lenders help you achieve your dreams. Whether you want to buy a car, start a business, or move into your first home, our lenders are experts in helping you achieve your goals. With lenders in Butte, Helena, Bozeman, and Belgrade specializing in Home Equity and Mortgage, Business Loans, and Consumer Loans, RMCU can connect you to the right person. In this Lender Spotlight, Emmie Kleppelid, a Home Equity Loan Officer with RMCU.

Photo of Emmie Kleppelid

 

Emmie has been a long-time credit union employee with over 15 years of experience. After taking a break to raise her five children, when she was prepared to return to the workforce, she knew she wanted to work for another credit union, and RMCU was a natural fit. After six years with RMCU, Emmie is happy to have found an excellent match for her career. 

 

Helping Homeowners Invest In Their Needs

As a home equity lender, Emmie works with community members throughout the state of Montana to help them use the equity in their home to finance needs that arise. This can be in the form of a home equity loan or a home equity line of credit (HELOC). Members may want to use their home equity to invest, improve their home, pay down debt, buy a car, or help with college tuition, and Emmie is proud to be able to assist them in this process. 

 

Frequently, members applying for home equity loans are concerned with the amount of equity available in their home, credit score or debt-to-income ratio. “At RMCU, we’re able to work through the issues and concerns that our members have, one step at a time,” Emmie said. That’s just a tiny part of the RMCU difference; we work with our members to help them achieve their financial goals. 

 

Whether the goal is to buy a new snowmobile for exploring the Montana wilderness this winter or to help support your child's college, Emmie is committed to supporting members in all phases of their life. She is happy to take the time to sit down with you and listen, understanding your needs and what matters most to you. Plus, she knows that life happens fast, and turnarounds on your loan approval should, too. 

 

Working For Members, Not Profit

Emmie’s values align with the RMCU mission to promote financial well-being for its members — not to turn a profit. Unlike banks, credit unions pass their savings onto members, often resulting in lower interest rates and fees on your loan. This is excellent news for Emmie as the messenger and even better news for members. 

 

At RMCU, you're a member, not a nameless account. You'll get real people on the phone when you call and our personable, undivided attention when you walk into one of our branches. “I love meeting with my members and helping them problem solve. That’s the best part of the job,” Emmie commented.

 

While Emmie loves helping members invest in their needs, she also loves spending time in the vast outdoors of Montana with her family. The family loves taking advantage of the summer, boating, camping, hiking, and more. 

 

If you’re considering taking the next step and investing your home equity, reach out to Emmie and see what benefits an RMCU membership can offer you. Call her today at 406.447.1118 or reach out via email at ekleppelid@rmcu.net

 

 

 

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