It’s easy to understand the difference that banking with a credit union can make in business. That way, you have the community on your side, with the power to make significant changes in your business. It keeps things personal even as they stay professional, and you know you’re in good hands. But it can be challenging to find the right fit for your company, big or small, growth-oriented, or just starting out. That’s why business credit cards at RMCU stay streamlined, with simple options that bring you all the essentials you need.
RMCU heads up the local business banking options in Montana, with an easy choice for your business finances. But who is the competition, and how do we really measure up? Here’s a closer look at the RMCU Corporate Card and some comparable offerings elsewhere.
One card makes things simple. Your business life is flooded with choices—ordering, payroll, hiring, everything adds up to put a lot on your plate. Streamline the purchasing side of your finances with your RMCU Visa business card.
A fixed-rate APR as low as 10.24% combined with no annual fee and no balance transfer or cash advance fee is just the start. From there, you’ll be able to issue cards to multiple users, keeping all the people you need in the loop and on the account.
You can apply online, pay your bill online, and generally stay connected virtually for ultimate convenience. Your business belongs in the 21st century, and your banking is part of that, after all. If your business requires regular travel, you don’t have to think twice. The card comes with free death and dismemberment insurance when you book your fare with the card, so you know you’re covered if something goes wrong.
When you apply for the card online, you can cut right through the red tape and get a decision fast, without having to wait on back-and-forths, contacting someone during business hours when you have a million and one other things to do. If you do like the personal touch, you can always give us a call or come into the nearest branch. We’re happy to help!
Other Local Options
When you compare the RMCU offering to our closest local business banking competitors, you’ll find the other options don’t quite match up. If you’re looking for that credit union difference, most other Montana credit unions with business banking just don’t have business credit lines. When you find a Montana bank that does, you’re facing variable rates with a lot more to sift through before you can apply and get approved. Even if you do find another local option for business checking and apply for a credit card with a different bank, you have to deal with the hassle of not having all your business accounts in one place. RMCU is all in one.
Competitors from Out of State
Even when you move farther afield, it can be a struggle to find the right fit. Yes, you may find more bells and whistles like rewards and other options, but more choices aren’t always a good thing, especially if you’re busy trying to get your business off the ground. And you know that when you stick local instead of turning to the national banks, your money managers have a true sense for who you are and what you stand for as a Montanan. When you stay local, your support system is always there for you.
To find out more about the business banking options at RMCU and apply for your corporate card, click here.
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