Whether it's larger purchases, made before the end of the year, or better terms for your transactions, RMCU has the right kind of account to fit your needs. Hear that ring-a-ling of the season in your cash register and have the commercial account that maximizes your receipts.
Business is booming for Montana, and we're here to support you in your next venture or helping your current business grow. We offer small business checking, large business checking, and a non-profit checking to meet your needs, no matter how big or how small. Here are the details to help you pick the checking option that your business needs
Small Business Checking
When you're just starting out, or you're working to grow, small business checking with RMCU is made to make sense for you.
Small business checking has no minimum balance, no monthly fee, and a free debit card. The maximum currency and coin for this account are $2,500 a month. If your business has more than this, we can get you in a large business checking instead.
The Fine Print
Minimum Balance: None
Monthly Fee: No Monthly Fee
Debit Card: Free
Online Banking/Bill Pay: Free
ACH Origination: $10
Dividends: No
Number of Items Paid: The first 50 items are free. Additional items over 50=$0.20 per item
Number of Items Deposited: The first 50 items are free. Additional items over 50=$0.20 per item
Maximum Currency/Coin: $2500, anything over will be subject to a 0.2% fee
Large Business Checking
When you're getting big and taking names, your banking can grow with you at RMCU. Large business checking is there when you're breaking through new earnings ceilings.
Large business checking has a minimum balance of $5,000, and there is no monthly fee if you go below the minimum balance. This account also has a free debit card. The maximum coin and currency are $10,000, and anything above is subject to a 0.2% fee. But the good news is that once you reach this point, that's just a minimal cost of doing business.
The Fine Print
Minimum Balance: $5,000
Monthly Fee: $10/month (if below minimum)
Debit Card: Free
Online Banking/Bill Pay: Free
ACH Origination: $10
Dividends: No
Number of Items Paid: The first 50 items are free. Additional items over 50=$0.20 per item
Number of Items Deposited: the first 50 items are free. Additional items over 50=$0.20 per item
Maximum Currency/Coin: $10,000, anything over will be subject to a 0.2% fee
Non-Profit Business Checking
When you do good in the world, we want to help you out a little. That's where the benefits of non-profit checking come in.
Non-profit checking is for non-profit organizations only. There is no minimum balance, no monthly fee, and no limit on coin and currency. This account also receives a free debit card, so you're ready to spend as soon as you sign up.
The Fine Print
Minimum Balance: None
Monthly Fee: No Monthly Fee
Debit Card: Free
Online Banking/Bill Pay: Free
ACH Origination: $10
Dividends: No
Number of Items Paid: No restriction
Number of Items Deposited: No restrictions
Maximum Currency/Coin: No restrictions
When you're ready to open your commercial checking account, go ahead and contact our specialists at RMCU. We'll help get you going from start to finish. RMCU's got the tools to help your business succeed. Contact Alan or Connie to find out more.
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Non RMCU links are being provided as a convenience and for informational purposes only; they do not constitute an endorsement or an approval by Rocky Mountain Credit Union of any of the products, services or opinions of the corporation or organization or individual. RMCU bears no responsibility for the accuracy, legality, or content of the external sites.
