Have you fallen into a summer of overspending and don’t know what happened to all your money? We have all been there. Don't let the rest of summer ruin your savings plans. We have outlined a few tips and tricks that should help get you back on track for your savings goals for the rest of this beautiful Montana Summer.
If you plan on traveling during the summer, plan ahead. Don’t wait until the last minute to book your flights or hotels. These businesses know that the closer to the date you are, the more you need to book - making rates skyrocket. That can add up to some costly rates, ruining your budget and savings plan. Instead, book as far in advance as you can for the best rates you can get. Another trick is to follow your favorite airlines on social, you never know when they will post deals that could add up to major savings for you.
Pack Your Own Food
One of the easiest ways to keep your savings plan on track during summer travel is to pack your own food. Whether you are driving or flying to your summer destination, you can pack your own snacks. Airports and gas stations have the most expensive food and beverages prices, so save some money by preparing food ahead of time. Not only will your savings account be better off, but your health will thank you for it too.
Be Energy Efficient
Another great way keep your savings plan on track this summer is to make sure your home is as energy efficient as possible. One of the best ways to keep your bills low is to open up your windows at night when it cools off and then close the blinds during the heat of the day to keep your house cool, even in the middle of summer. You can use your air conditioner sparingly knowing that you will cool your house off completely in the nighttime. Avoid using your dishwasher and clothes dryer during the peak times (2 p.m. to 8 p.m.) and you can save some on your energy bills. Those savings can be used to put your savings plan back on track. I also recommend the following tips when it comes to saving money at home:
- Hang dry or air dry your clothes
- Use cold water in your washing machine
- Conserve water by using efficient appliances, shower heads, and sink faucets
- Water the lawn and outdoor plants in the early morning
Don't Forget to Budget
Even in the summer, it is still important to track your spending. It is okay to be in the mindset of summer fun, but that doesn’t mean you can ignore your budget or savings plans. Keep track of those expenses and your budget with our downloadable budget worksheet.<<< Return To Blog