SWIPE Checking
A cash-back checking account for all stages of life
SWIPE Checking is an easy-to-use checking account for anyone and everyone, from teens to retirees. But unlike most basic checking accounts, SWIPE allows you to earn cash back when you swipe your debit card.
Whether you’re a finance expert or opening your first checking account, SWIPE Checking makes it simple to manage your ready-to-use funds. Start swiping and earning today.
What’s Included in
SWIPE Checking
Cash Back Every Time You Swipe
Earn 10 cents back every time you make a purchase (after your first 10 swipes). You can earn up to $15 a month!
Easy Transition From Your Old Checking Account
The RMCU Switch Kit makes it a breeze to transfer your account funds, direct deposits, and other automatic payment, all in one seamless process.
Instant Debit Card Issuing
Take home your new debit card the same day you open your account. Start swiping as soon as you leave your local RMCU branch.
Mobile Wallet Compatibility
Connect your SWIPE Checking debit card to mobile wallets like Apple Pay, Google Pay, and Samsung Pay. Experience secure, contactless transactions wherever you go.
Credit Score Insights
Monitor your credit using SavvyMoney, a perk that’s built into your RMCU mobile and desktop app. SavvyMoney helps you track your credit score and gives you tips on how to raise your score so you can be eligible for future loans and purchases.
Electronic Statements
Access your account statements securely online through the mobile or desktop app. Receive notifications when new statements are available, making record-keeping effortless.
User-friendly Account Management
Our intuitive Rocky Mountain Credit Union Mobile App makes it easy to manage your SWIPE Checking Account. Monitor your spending, transfer funds, pay bills, and more.
Tools for
Youth Checking
When you set your teen up for financial success with a SWIPE Checking Account, you’ll have the power to:
- Set spending limits on debit cards
- Lock and unlock the account and debit cards
- Monitor account activity
- Set up budgeting plans
- Transfer money in and out with no fees
Some restrictions apply. Earn $0.10 after 10 Swipe Card transactions each month. Maximum payout of $15 per month. Must qualify for membership. Checking accounts verified by Chexsystems. Each account is privately insured up to $250,000 by American Share Insurance. By members’ choice, this institution is not federally insured.