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Home Loans & Mortgages


Your Future Home Starts Here

If you are in the market for a new home, Rocky Mountain Credit Union can help. Our team of real estate lending experts can work with you to find the right loan that meets your needs. With a variety of available lending products we can assist you from the planning to the closing and everything in between. Contact one of our Mortgage Specialists below to get started today.


Make Your Home a Happier Place to Be

Make your home a happier place to be by finally making those improvements you've always wanted. By refinancing your mortgage or securing a home equity line of credit (HELOC) with RMCU, you can free up funds for a kitchen makeover or the outdoor patio of your dreams. Our local lenders will work with you to find the best rate, tailored to your financial situation. Meet our experts in the Bozeman, Belgrade, Helena and Butte who understand the local market and how you can use it to your advantage.


Wide-Open Space to Call Your Own

Montana is known for its massive swaths of undeveloped land - natural canvasses where endless opportunities await. Whether you're looking for an investment property, land to build your ideal home, or acreage for a Montana dream ranch, you'll find an advantage in working with local lenders to purchase land of your own. Meet our experts in the Bozeman, Belgrade, Helena and Butte and find out what's possible


Conventional Loans

Conforming Loans, Non-Conforming Loans, and Jumbo Loans

Government Loans

Federal Housing Administration (FHA) Loans, Veterans Administration (VA) Loans, and Rural Development (RD) Loans

Specialty Programs

Home$tart - Down payment assistance for qualifying homebuyers



Do you have all the necessary paperwork to start a loan application?

*All loan types can be fixed or variable and are subject to credit approval.

Download the Checklist

Lisa Krei

Real Estate Loan Officer



NMLS# 2030329


Diana Phillips

Real Estate Loan Officer



NMLS# 114089


Kalene Mangini

Real Estate Loan Officer



NMLS# 1109982


Lisa Shea

Real Estate Loan Officer



NMLS# 2267766

Learn About RMCU Mortgage Programs

Download the Mortgage Programs Guide! 

We're Here To Help

Let's Get Started

The first step to your new home is getting prequalified with one of our mortgage experts. Our team is standing by to help. To get going, please fill out the form and be sure to select your preferred lender/branch to connect with the RMCU team member in your area.