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Home Loans & Mortgages

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Your Future Home Starts Here

If you are in the market for a new home, Rocky Mountain Credit Union can help. Our team of real estate lending experts can work with you to find the right loan that meets your needs. With a variety of available lending products we can assist you from the planning to the closing and everything in between. Contact one of our Mortgage Specialists below to get started today.

 

Make Your Home a Happier Place to Be

Make your home a happier place to be by finally making those improvements you've always wanted. By refinancing your mortgage or securing a home equity line of credit (HELOC) with RMCU, you can free up funds for a kitchen makeover or the outdoor patio of your dreams. Our local lenders will work with you to find the best rate, tailored to your financial situation. Meet our experts in the Bozeman, Belgrade, Helena and Butte who understand the local market and how you can use it to your advantage.

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Wide-Open Space to Call Your Own

Montana is known for its massive swaths of undeveloped land - natural canvasses where endless opportunities await. Whether you're looking for an investment property, land to build your ideal home, or acreage for a Montana dream ranch, you'll find an advantage in working with local lenders to purchase land of your own. Meet our experts in the Bozeman, Belgrade, Helena and Butte and find out what's possible

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Conventional Loans

Conforming Loans, Non-Conforming Loans, and Jumbo Loans
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Government Loans

Federal Housing Administration (FHA) Loans, Veterans Administration (VA) Loans, and Rural Development (RD) Loans
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Specialty Programs

Home$tart - Down payment assistance for qualifying homebuyers

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Do you have all the necessary paperwork to start a loan application?

*All loan types can be fixed or variable and are subject to credit approval.

Download the Checklist
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Julia Lack
Real Estate Loan Officer

406.582.6618

Bozeman
jlack@rmcu.net
nmls#543058

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Lisa Krei
Real Estate Loan Officer

406.447.1109

Helena/Butte
lkrei@rmcu.net
nmls# 2030329

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Dianna Phillips
Real Estate Loan Officer

406.582.6624

Bozeman/Belgrade
dphillips@rmcu.net
nmls# 114089

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Kalene Mangini
Real Estate Loan Officer

406.447.5336

Helena/Bozeman
kmangini@rmcu.net
nmls# 1109982

Learn About RMCU Mortgage Programs

Download the Mortgage Programs Guide! 

We're Here To Help

Let's Get Started

The first step to your new home is getting prequalified with one of our mortgage experts. Our team is standing by to help. To get going, please fill out the form and be sure to select your preferred lender/branch to connect with the RMCU team member in your area.