Think about a time when you found yourself short on cash. It was probably embarrassing, and most likely caused a lot of unnecessary stress in your life. Maybe it was an emergency, or maybe it was just that some of your typical monthly expenses got away from you. Whatever caused it, the worry and panic when you realize you won’t have enough to get through until payday can be avoided through a well-planned budget. How to create a budget might cause panic, but it's not as difficult as it might seem.
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